HF vs VTI
DGA Core Plus Absolute Return ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HF or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 76.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HF | VTI |
|---|---|---|
| Expense Ratio | 1.70% | 0.03%Best |
| AUM | $21M | $689.2B |
| Dividend Yield | 0.88% | 1.06% |
| Holdings | 37 | 3,542 |
| Volatility (annualized) | 7.3%Best | 13.5% |
| Max Drawdown | -4.3%Best | -9.3% |
| $10,000 over 1.4 years | $11,548 | $13,773Best |
| Top 10 Weight | 76.3% | 34.6%Best |
| Fund Family | Days Global Advisors | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Aug 2, 2023 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 701 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HF has data through Dec 12, 2024 and VTI through Nov 13, 2026.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Aug 3, 2023 to Dec 12, 2024 (1.4 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 7.3% for HF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.3% for HF and -9.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HF charges 1.70% per year while VTI charges 0.03%. On a $10,000 position that is $170 vs $3 annually, a gap of $167 per year that compounds over a long holding period. On income, HF currently yields 0.88% against 1.06% for VTI.
Holdings Overlap
3.4% of HF's money is in holdings VTI also owns.
HF and VTI share little of their money.
1 positions in common, counted across the 18 positions we hold weights for in HF and 3,469 in VTI, against full books of 37 and 3,542.
What only one of them owns
Our book lists 1,134 positions for VTI that do not appear in our book for HF (95.9% of the fund), and 16 for HF that do not appear in VTI (93.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in HF | Weight in VTI | Difference |
|---|---|---|---|
| SFNCSimmons First National Corp Class A | 3.41% | 0.00% | 3.41% |
You are not choosing between two funds in isolation.
Whichever of HF and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HF or VTI?
HF has an expense ratio of 1.70% while VTI charges 0.03%. VTI is the cheaper option, by $167 a year on a $10,000 investment.
Which is riskier, HF or VTI?
VTI has been the more volatile fund at 13.5% annualized versus 7.3% for HF. Worst drawdown: HF -4.3% vs VTI -9.3%.
Should I hold both HF and VTI?
HF and VTI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HF and VTI?
3.4% of HF's money is in holdings VTI also owns. 0.0% of VTI's is in holdings HF also owns. They hold 1 positions in common, counted across the 18 positions we hold weights for in HF and 3,469 in VTI.
Which pays a higher dividend, HF or VTI?
HF yields 0.88% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than HF?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 76.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.