HELO vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricHELOVTIWinner
Expense Ratio0.50%0.03%
AUM$4.6B$663.5B
Dividend Yield0.71%1.07%
Holdings1613,543
YTD Return+5.05%+13.57%
1Y Return+11.27%+24.23%
3Y Return (annualized)-+20.73%
5Y Return (annualized)-+12.24%
Volatility (annualized)7.4%15.3%
Max Drawdown-10.9%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionSep 28, 2023May 24, 2001

HELO vs VTI Performance

JPMorgan Hedged Equity Laddered Overlay ETF (HELO) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HELO returned +11.27% while VTI returned +24.23%. Year to date, HELO is up 5.05% versus a gain of 13.57% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.4% for HELO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.9% for HELO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

HELO charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, HELO currently yields 0.71% against 1.07% for VTI.

Holdings Overlap

57.8%overlap

HELO and VTI share 146 holdings out of 2790 unique holdings combined, representing a 57.8% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in HELOWeight in VTIDifference
NVDA7.81%6.32%1.49%
AAPL7.25%5.84%1.41%
MSFT4.94%3.81%1.13%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
TSLAProProPro
See all 10 holdings HELO shares with VTI
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Frequently Asked Questions

Which is cheaper, HELO or VTI?

HELO has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, HELO or VTI?

Over the past year HELO returned +11.27% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), HELO annualized +13.13% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, HELO or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.4% for HELO. Worst drawdown: HELO -10.9% vs VTI -56.6%.

Should I hold both HELO and VTI?

HELO and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between HELO and VTI?

HELO and VTI share 146 common holdings with a 57.8% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, HELO or VTI?

HELO yields 0.71% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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