HDV vs VTI
HDV vs VTI
iShares Core High Dividend ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. HDV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | HDV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $14.7B | $663.5B | |
| Dividend Yield | 2.90% | 1.07% | |
| Holdings | 81 | 3,543 | |
| YTD Return | +19.34% | +13.39% | |
| 1Y Return | +24.90% | +23.21% | |
| 3Y Return (annualized) | +15.65% | +20.65% | |
| 5Y Return (annualized) | +12.06% | +12.18% | |
| Volatility (annualized) | 13.1% | 15.3% | |
| Max Drawdown | -37.0% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 29, 2011 | May 24, 2001 |
HDV vs VTI Performance
iShares Core High Dividend ETF (HDV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HDV returned +24.90% while VTI returned +23.21%. Year to date, HDV is up 19.34% versus a gain of 13.39% for VTI.
Over three years, HDV compounded at +15.65% per year against +20.65% for VTI; over five years the annualized figures are +12.06% and +12.18% respectively. Across the full 15-year window we track, HDV has the edge at +8.40% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.1% for HDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.0% for HDV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HDV charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, HDV currently yields 2.90% against 1.07% for VTI.
Holdings Overlap
HDV and VTI share 65 holdings out of 2794 unique holdings combined, representing a 8.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in HDV | Weight in VTI | Difference |
|---|---|---|---|
| XOM | 7.17% | 0.78% | 6.39% |
| ABBV | 6.49% | 0.61% | 5.88% |
| CVX | 5.43% | 0.43% | 5.00% |
| VZ | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| PM | Pro | Pro | Pro |
| MRK | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| PFE | Pro | Pro | Pro |
See all 10 holdings HDV shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, HDV or VTI?
HDV has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, HDV or VTI?
Over the past year HDV returned +24.90% vs +23.21% for VTI, so HDV leads on 1-year performance. Over the longest common window we track (15 years), HDV annualized +8.40% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, HDV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.1% for HDV. Worst drawdown: HDV -37.0% vs VTI -56.6%.
Should I hold both HDV and VTI?
HDV and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HDV and VTI?
HDV and VTI share 65 common holdings with a 8.4% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, HDV or VTI?
HDV yields 2.90% while VTI yields 1.07%, so HDV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.