GTO vs VTI
GTO vs VTI
Invesco Total Return Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | GTO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $2.4B | $663.5B | |
| Dividend Yield | 4.80% | 1.07% | |
| Holdings | 1,621 | 3,543 | |
| YTD Return | +0.25% | +13.39% | |
| 1Y Return | +3.12% | +23.21% | |
| 3Y Return (annualized) | +4.82% | +20.65% | |
| 5Y Return (annualized) | -0.24% | +12.18% | |
| Volatility (annualized) | 5.7% | 15.3% | |
| Max Drawdown | -21.1% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 10, 2016 | May 24, 2001 |
GTO vs VTI Performance
Invesco Total Return Bond ETF (GTO) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GTO returned +3.12% while VTI returned +23.21%. Year to date, GTO is up 0.25% versus a gain of 13.39% for VTI.
Over three years, GTO compounded at +4.82% per year against +20.65% for VTI; over five years the annualized figures are -0.24% and +12.18% respectively. Across the full 11-year window we track, VTI has the edge at +8.11% annualized vs +1.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.7% for GTO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for GTO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GTO charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, GTO currently yields 4.80% against 1.07% for VTI.
Holdings Overlap
GTO and VTI share 5 holdings out of 4033 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GTO | Weight in VTI | Difference |
|---|---|---|---|
| GS | 0.02% | 0.39% | 0.37% |
| C | 0.08% | 0.32% | 0.24% |
| CCL | 0.08% | 0.05% | 0.03% |
| EBAY | Pro | Pro | Pro |
| CNP | Pro | Pro | Pro |
See all 5 holdings GTO shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, GTO or VTI?
GTO has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, GTO or VTI?
Over the past year GTO returned +3.12% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), GTO annualized +1.26% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, GTO or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.7% for GTO. Worst drawdown: GTO -21.1% vs VTI -56.6%.
Should I hold both GTO and VTI?
GTO and VTI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GTO and VTI?
GTO and VTI share 5 common holdings with a 0.2% weight overlap. Combined, they hold 4033 unique securities.
Which pays a higher dividend, GTO or VTI?
GTO yields 4.80% while VTI yields 1.07%, so GTO currently pays the higher dividend yield.
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