GFLW vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricGFLWSPYWinner
Expense Ratio0.39%0.09%
AUM$880M$789.1B
Dividend Yield0.01%1.01%
Holdings102505
YTD Return+14.56%+11.49%
1Y Return+20.47%+21.37%
3Y Return (annualized)-+20.76%
5Y Return (annualized)-+12.94%
Volatility (annualized)19.2%15.3%
Max Drawdown-24.1%-56.5%
Fund FamilyVictory Capital Management Inc.State Street Investment Management
CategoryEquityEquity
InceptionDec 3, 2024Jan 22, 1993

GFLW vs SPY Performance

VictoryShares Free Cash Flow Growth ETF (GFLW) is a ETF from Victory Capital Management Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GFLW returned +20.47% while SPY returned +21.37%. Year to date, GFLW is up 14.56% versus a gain of 11.49% for SPY.

Risk: Volatility and Drawdowns

GFLW has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.1% for GFLW and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GFLW charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, GFLW currently yields 0.01% against 1.01% for SPY.

Holdings Overlap

17.5%overlap

GFLW and SPY share 55 holdings out of 548 unique holdings combined, representing a 17.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GFLWWeight in SPYDifference
NVDA3.68%7.31%3.63%
AVGO2.42%2.73%0.31%
CAT3.35%0.69%2.66%
LLYProProPro
DELLProProPro
AMATProProPro
SNDKProProPro
LRCXProProPro
GEVProProPro
KLACProProPro
See all 10 holdings GFLW shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, GFLW or SPY?

GFLW has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, GFLW or SPY?

Over the past year GFLW returned +20.47% vs +21.37% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), GFLW annualized +16.05% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, GFLW or SPY?

GFLW has been the more volatile fund at 19.2% annualized versus 15.3% for SPY. Worst drawdown: GFLW -24.1% vs SPY -56.5%.

Should I hold both GFLW and SPY?

GFLW and SPY have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GFLW and SPY?

GFLW and SPY share 55 common holdings with a 17.5% weight overlap. Combined, they hold 548 unique securities.

Which pays a higher dividend, GFLW or SPY?

GFLW yields 0.01% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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