GARY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricGARYSCHDWinner
Expense Ratio0.77%0.06%
AUM$277M$103.7B
Dividend Yield0.04%3.31%
Holdings40104
YTD Return+28.48%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-12.7%-33.4%
Fund FamilyKKM FinancialCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 19, 2025Oct 20, 2011

GARY vs SCHD Performance

Mango Growth ETF (GARY) is a ETF from KKM Financial and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GARY is up 28.48% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.7% for GARY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

GARY charges 0.77% per year while SCHD charges 0.06%. On a $10,000 position that is $77 vs $6 annually, a gap of $71 per year that compounds over a long holding period. On income, GARY currently yields 0.04% against 3.31% for SCHD.

Holdings Overlap

4.2%overlap

GARY and SCHD share 2 holdings out of 139 unique holdings combined, representing a 4.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GARYWeight in SCHDDifference
UNH2.54%4.54%2.00%
HD1.61%4.16%2.55%

Frequently Asked Questions

Which is cheaper, GARY or SCHD?

GARY has an expense ratio of 0.77% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

What is the holdings overlap between GARY and SCHD?

GARY and SCHD share 2 common holdings with a 4.2% weight overlap. Combined, they hold 139 unique securities.

Which pays a higher dividend, GARY or SCHD?

GARY yields 0.04% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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