GARY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricGARYSPYWinner
Expense Ratio0.77%0.09%
AUM$277M$789.1B
Dividend Yield0.04%1.01%
Holdings40505
YTD Return+28.48%+13.28%
1Y Return-+23.94%
3Y Return (annualized)-+21.07%
5Y Return (annualized)-+13.27%
Volatility (annualized)-15.3%
Max Drawdown-12.7%-56.5%
Fund FamilyKKM FinancialState Street Investment Management
CategoryEquityEquity
InceptionDec 19, 2025Jan 22, 1993

GARY vs SPY Performance

Mango Growth ETF (GARY) is a ETF from KKM Financial and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, GARY is up 28.48% versus a gain of 13.28% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.7% for GARY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

GARY charges 0.77% per year while SPY charges 0.09%. On a $10,000 position that is $77 vs $9 annually, a gap of $68 per year that compounds over a long holding period. On income, GARY currently yields 0.04% against 1.01% for SPY.

Holdings Overlap

27.5%overlap

GARY and SPY share 31 holdings out of 513 unique holdings combined, representing a 27.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GARYWeight in SPYDifference
NVDA4.79%7.31%2.52%
MSFT3.30%4.43%1.13%
AMAT5.91%0.73%5.18%
AMDProProPro
AMZNProProPro
MAProProPro
LRCXProProPro
GOOGLProProPro
KLACProProPro
LLYProProPro
See all 10 holdings GARY shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, GARY or SPY?

GARY has an expense ratio of 0.77% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

What is the holdings overlap between GARY and SPY?

GARY and SPY share 31 common holdings with a 27.5% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, GARY or SPY?

GARY yields 0.04% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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