FTOH vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFTOHVTIWinner
Expense Ratio0.35%0.03%
AUM$75M$663.5B
Dividend Yield2.53%1.07%
Holdings763,543
YTD Return+1.15%+13.39%
1Y Return-+23.21%
3Y Return (annualized)-+20.65%
5Y Return (annualized)-+12.18%
Volatility (annualized)-15.3%
Max Drawdown-2.6%-56.6%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 23, 1989May 24, 2001

FTOH vs VTI Performance

Franklin Ohio Municipal Income ETF (FTOH) is a ETF from Franklin Templeton Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FTOH is up 1.15% versus a gain of 13.39% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for FTOH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FTOH charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, FTOH currently yields 2.53% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

FTOH and VTI share 0 holdings out of 2802 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FTOH or VTI?

FTOH has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

What is the holdings overlap between FTOH and VTI?

FTOH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2802 unique securities.

Which pays a higher dividend, FTOH or VTI?

FTOH yields 2.53% while VTI yields 1.07%, so FTOH currently pays the higher dividend yield.

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