FTMS vs VTI
FTMS vs VTI
Franklin Short-Term Municipal Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FTMS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.21% | 0.03% | |
| AUM | $192M | $663.5B | |
| Dividend Yield | 2.50% | 1.07% | |
| Holdings | 228 | 3,543 | |
| YTD Return | +1.16% | +13.39% | |
| 1Y Return | - | +23.21% | |
| 3Y Return (annualized) | - | +20.65% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.2% | -56.6% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 18, 2013 | May 24, 2001 |
FTMS vs VTI Performance
Franklin Short-Term Municipal Income ETF (FTMS) is a ETF from Franklin Templeton Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FTMS is up 1.16% versus a gain of 13.39% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.2% for FTMS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTMS charges 0.21% per year while VTI charges 0.03%. On a $10,000 position that is $21 vs $3 annually, a gap of $18 per year that compounds over a long holding period. On income, FTMS currently yields 2.50% against 1.07% for VTI.
Holdings Overlap
FTMS and VTI share 0 holdings out of 2853 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTMS or VTI?
FTMS has an expense ratio of 0.21% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
What is the holdings overlap between FTMS and VTI?
FTMS and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2853 unique securities.
Which pays a higher dividend, FTMS or VTI?
FTMS yields 2.50% while VTI yields 1.07%, so FTMS currently pays the higher dividend yield.
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