FTHB vs SCHD
FTHB vs SCHD
FIS Faith Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FTHB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $10M | $103.7B | |
| Dividend Yield | 1.01% | 3.31% | |
| Holdings | 20 | 104 | |
| YTD Return | +2.32% | +23.31% | |
| 1Y Return | - | +30.42% | |
| 3Y Return (annualized) | - | +14.66% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -1.4% | -33.4% | |
| Fund Family | Faith Investor Services | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Mar 19, 2026 | Oct 20, 2011 |
FTHB vs SCHD Performance
FIS Faith Income ETF (FTHB) is a ETF from Faith Investor Services and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FTHB is up 2.32% versus a gain of 23.31% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.4% for FTHB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTHB charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, FTHB currently yields 1.01% against 3.31% for SCHD.
Holdings Overlap
FTHB and SCHD share 0 holdings out of 114 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTHB or SCHD?
FTHB has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
What is the holdings overlap between FTHB and SCHD?
FTHB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 114 unique securities.
Which pays a higher dividend, FTHB or SCHD?
FTHB yields 1.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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