FTHB vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: TiedMore Diversified: VXUS

Side-by-Side Comparison

MetricFTHBVXUSWinner
Expense Ratio0.65%0.05%
AUM$10M$156.5B
Dividend Yield1.01%2.60%
Holdings208,747
YTD Return+2.32%+13.65%
1Y Return-+28.53%
3Y Return (annualized)-+18.64%
5Y Return (annualized)-+9.00%
Volatility (annualized)-15.1%
Max Drawdown-1.4%-39.9%
Fund FamilyFaith Investor ServicesVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 19, 2026Jan 26, 2011

FTHB vs VXUS Performance

FIS Faith Income ETF (FTHB) is a ETF from Faith Investor Services and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Year to date, FTHB is up 2.32% versus a gain of 13.65% for VXUS.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.4% for FTHB and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FTHB charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, FTHB currently yields 1.01% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

FTHB and VXUS share 0 holdings out of 7874 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FTHB or VXUS?

FTHB has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

What is the holdings overlap between FTHB and VXUS?

FTHB and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7874 unique securities.

Which pays a higher dividend, FTHB or VXUS?

FTHB yields 1.01% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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