FTA vs VTI

Quick Verdict

VTI has a lower expense ratio. FTA delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: FTAMore Diversified: VTI

Side-by-Side Comparison

MetricFTAVTIWinner
Expense Ratio0.58%0.03%
AUM$1.4B$663.5B
Dividend Yield1.67%1.07%
Holdings1893,543
YTD Return+17.98%+13.39%
1Y Return+31.17%+23.21%
3Y Return (annualized)+15.74%+20.65%
5Y Return (annualized)+11.13%+12.18%
Volatility (annualized)19.0%15.3%
Max Drawdown-63.8%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 8, 2007May 24, 2001

FTA vs VTI Performance

First Trust Large Cap Value AlphaDEX Fund (FTA) is a ETF from First Trust Portfolios (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FTA returned +31.17% while VTI returned +23.21%. Year to date, FTA is up 17.98% versus a gain of 13.39% for VTI.

Over three years, FTA compounded at +15.74% per year against +20.65% for VTI; over five years the annualized figures are +11.13% and +12.18% respectively. Across the full 19-year window we track, VTI has the edge at +8.11% annualized vs +7.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FTA has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.8% for FTA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FTA charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, FTA currently yields 1.67% against 1.07% for VTI.

Holdings Overlap

14.6%overlap

FTA and VTI share 172 holdings out of 2798 unique holdings combined, representing a 14.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTAWeight in VTIDifference
BRK.B0.86%1.24%0.38%
XOM0.79%0.78%0.01%
CVX0.81%0.43%0.38%
TProProPro
PYPLProProPro
COPProProPro
VZProProPro
ACNProProPro
TRVProProPro
DISProProPro
See all 10 holdings FTA shares with VTI
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Frequently Asked Questions

Which is cheaper, FTA or VTI?

FTA has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

Which performed better, FTA or VTI?

Over the past year FTA returned +31.17% vs +23.21% for VTI, so FTA leads on 1-year performance. Over the longest common window we track (19 years), FTA annualized +7.16% vs +8.11% for VTI. Past performance does not guarantee future results.

Which is riskier, FTA or VTI?

FTA has been the more volatile fund at 19.0% annualized versus 15.3% for VTI. Worst drawdown: FTA -63.8% vs VTI -56.6%.

Should I hold both FTA and VTI?

FTA and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FTA and VTI?

FTA and VTI share 172 common holdings with a 14.6% weight overlap. Combined, they hold 2798 unique securities.

Which pays a higher dividend, FTA or VTI?

FTA yields 1.67% while VTI yields 1.07%, so FTA currently pays the higher dividend yield.

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