FNDX vs VXUS

Quick Verdict

VXUS has a lower expense ratio. FNDX delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: FNDXMore Diversified: VXUS

Side-by-Side Comparison

MetricFNDXVXUSWinner
Expense Ratio0.25%0.05%
AUM$26.6B$156.5B
Dividend Yield1.48%2.60%
Holdings7388,747
YTD Return+18.93%+13.57%
1Y Return+33.60%+28.78%
3Y Return (annualized)+20.17%+18.63%
5Y Return (annualized)+14.35%+9.05%
Volatility (annualized)14.9%15.1%
Max Drawdown-37.7%-39.9%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionAug 15, 2013Jan 26, 2011

FNDX vs VXUS Performance

Schwab Fundamental US Large Company ETF (FNDX) is a ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FNDX returned +33.60% while VXUS returned +28.78%. Year to date, FNDX is up 18.93% versus a gain of 13.57% for VXUS.

Over three years, FNDX compounded at +20.17% per year against +18.63% for VXUS; over five years the annualized figures are +14.35% and +9.05% respectively. Across the full 13-year window we track, FNDX has the edge at +12.04% annualized vs +4.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.9% for FNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.7% for FNDX and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FNDX charges 0.25% per year while VXUS charges 0.05%. On a $10,000 position that is $25 vs $5 annually, a gap of $20 per year that compounds over a long holding period. On income, FNDX currently yields 1.48% against 2.60% for VXUS.

Holdings Overlap

0.1%overlap

FNDX and VXUS share 8 holdings out of 8587 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FNDXWeight in VXUSDifference
KR0.21%0.00%0.21%
BG0.18%0.03%0.15%
ORCL0.19%0.00%0.19%
SREProProPro
HBANProProPro
IRMProProPro
CNHI:ASProProPro
SIG:LNProProPro
See all 8 holdings FNDX shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FNDX or VXUS?

FNDX has an expense ratio of 0.25% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, FNDX or VXUS?

Over the past year FNDX returned +33.60% vs +28.78% for VXUS, so FNDX leads on 1-year performance. Over the longest common window we track (13 years), FNDX annualized +12.04% vs +4.80% for VXUS. Past performance does not guarantee future results.

Which is riskier, FNDX or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 14.9% for FNDX. Worst drawdown: FNDX -37.7% vs VXUS -39.9%.

Should I hold both FNDX and VXUS?

FNDX and VXUS have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FNDX and VXUS?

FNDX and VXUS share 8 common holdings with a 0.1% weight overlap. Combined, they hold 8587 unique securities.

Which pays a higher dividend, FNDX or VXUS?

FNDX yields 1.48% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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