FNDX vs VOO
FNDX vs VOO
Schwab Fundamental US Large Company ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. FNDX delivered stronger 1-year returns. FNDX offers more diversification with 735 holdings.
Side-by-Side Comparison
| Metric | FNDX | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $26.6B | $979.0B | |
| Dividend Yield | 1.48% | 1.09% | |
| Holdings | 738 | 509 | |
| YTD Return | +18.42% | +13.31% | |
| 1Y Return | +33.13% | +24.01% | |
| 3Y Return (annualized) | +19.97% | +21.17% | |
| 5Y Return (annualized) | +14.09% | +13.34% | |
| Volatility (annualized) | 14.9% | 14.1% | |
| Max Drawdown | -37.7% | -34.3% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 15, 2013 | Sep 7, 2010 |
FNDX vs VOO Performance
Schwab Fundamental US Large Company ETF (FNDX) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FNDX returned +33.13% while VOO returned +24.01%. Year to date, FNDX is up 18.42% versus a gain of 13.31% for VOO.
Over three years, FNDX compounded at +19.97% per year against +21.17% for VOO; over five years the annualized figures are +14.09% and +13.34% respectively. Across the full 13-year window we track, VOO has the edge at +13.55% annualized vs +12.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDX has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.7% for FNDX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FNDX charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FNDX currently yields 1.48% against 1.09% for VOO.
Holdings Overlap
FNDX and VOO share 457 holdings out of 783 unique holdings combined, representing a 60.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in FNDX | Weight in VOO | Difference |
|---|---|---|---|
| AAPL | 4.81% | 6.59% | 1.78% |
| NVDA | 0.60% | 7.51% | 6.91% |
| MSFT | 2.18% | 4.30% | 2.12% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
See all 10 holdings FNDX shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FNDX or VOO?
FNDX has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, FNDX or VOO?
Over the past year FNDX returned +33.13% vs +24.01% for VOO, so FNDX leads on 1-year performance. Over the longest common window we track (13 years), FNDX annualized +12.00% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, FNDX or VOO?
FNDX has been the more volatile fund at 14.9% annualized versus 14.1% for VOO. Worst drawdown: FNDX -37.7% vs VOO -34.3%.
Should I hold both FNDX and VOO?
FNDX and VOO have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FNDX and VOO?
FNDX and VOO share 457 common holdings with a 60.2% weight overlap. Combined, they hold 783 unique securities.
Which pays a higher dividend, FNDX or VOO?
FNDX yields 1.48% while VOO yields 1.09%, so FNDX currently pays the higher dividend yield.
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