FMDE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFMDEVTIWinner
Expense Ratio0.23%0.03%
AUM$7.4B$663.5B
Dividend Yield1.08%1.07%
Holdings3423,543
YTD Return+13.98%+11.83%
1Y Return+20.31%+21.79%
3Y Return (annualized)-+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)13.2%15.3%
Max Drawdown-21.1%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 20, 2023May 24, 2001

FMDE vs VTI Performance

Fidelity Enhanced Mid Cap Core ETF (FMDE) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FMDE returned +20.31% while VTI returned +21.79%. Year to date, FMDE is up 13.98% versus a gain of 11.83% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.2% for FMDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for FMDE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FMDE charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, FMDE currently yields 1.08% against 1.07% for VTI.

Holdings Overlap

10.1%overlap

FMDE and VTI share 331 holdings out of 2870 unique holdings combined, representing a 10.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FMDEWeight in VTIDifference
TER1.14%0.10%1.04%
BK0.97%0.14%0.83%
HWM0.96%0.15%0.81%
KEYSProProPro
FIXProProPro
WDCProProPro
HUMProProPro
LHXProProPro
MPCProProPro
AMEProProPro
See all 10 holdings FMDE shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FMDE or VTI?

FMDE has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, FMDE or VTI?

Over the past year FMDE returned +20.31% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), FMDE annualized +21.90% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, FMDE or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.2% for FMDE. Worst drawdown: FMDE -21.1% vs VTI -56.6%.

Should I hold both FMDE and VTI?

FMDE and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FMDE and VTI?

FMDE and VTI share 331 common holdings with a 10.1% weight overlap. Combined, they hold 2870 unique securities.

Which pays a higher dividend, FMDE or VTI?

FMDE yields 1.08% while VTI yields 1.07%, so FMDE currently pays the higher dividend yield.

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