FIXT vs VTI
FIXT vs VTI
TCW Core Plus Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FIXT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.03% | |
| AUM | $213M | $663.5B | |
| Dividend Yield | 5.51% | 1.07% | |
| Holdings | 578 | 3,543 | |
| YTD Return | -0.07% | +13.92% | |
| 1Y Return | +2.46% | +24.07% | |
| 3Y Return (annualized) | +11.06% | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 17.6% | 15.3% | |
| Max Drawdown | -20.4% | -56.6% | |
| Fund Family | TCW ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 28, 2002 | May 24, 2001 |
FIXT vs VTI Performance
TCW Core Plus Bond ETF (FIXT) is a ETF from TCW ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FIXT returned +2.46% while VTI returned +24.07%. Year to date, FIXT is down 0.07% versus a gain of 13.92% for VTI.
Over three years, FIXT compounded at +11.06% per year against +20.88% for VTI. Across the full 4-year window we track, FIXT has the edge at +12.39% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FIXT has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.4% for FIXT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FIXT charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, FIXT currently yields 5.51% against 1.07% for VTI.
Holdings Overlap
FIXT and VTI share 1 holdings out of 3041 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FIXT | Weight in VTI | Difference |
|---|---|---|---|
| CNP | 0.12% | 0.04% | 0.08% |
Frequently Asked Questions
Which is cheaper, FIXT or VTI?
FIXT has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, FIXT or VTI?
Over the past year FIXT returned +2.46% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), FIXT annualized +12.39% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, FIXT or VTI?
FIXT has been the more volatile fund at 17.6% annualized versus 15.3% for VTI. Worst drawdown: FIXT -20.4% vs VTI -56.6%.
Should I hold both FIXT and VTI?
FIXT and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FIXT and VTI?
FIXT and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3041 unique securities.
Which pays a higher dividend, FIXT or VTI?
FIXT yields 5.51% while VTI yields 1.07%, so FIXT currently pays the higher dividend yield.
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