FFND vs VTI
FFND vs VTI
One Global ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FFND | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.03% | |
| AUM | $100M | $663.5B | |
| Dividend Yield | 0.61% | 1.07% | |
| Holdings | 93 | 3,543 | |
| YTD Return | +10.07% | +13.39% | |
| 1Y Return | +18.50% | +23.21% | |
| 3Y Return (annualized) | +20.52% | +20.65% | |
| 5Y Return (annualized) | +5.76% | +12.18% | |
| Volatility (annualized) | 22.9% | 15.3% | |
| Max Drawdown | -47.8% | -56.6% | |
| Fund Family | The Future Fund | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 24, 2021 | May 24, 2001 |
FFND vs VTI Performance
One Global ETF (FFND) is a ETF from The Future Fund and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FFND returned +18.50% while VTI returned +23.21%. Year to date, FFND is up 10.07% versus a gain of 13.39% for VTI.
Over three years, FFND compounded at +20.52% per year against +20.65% for VTI; over five years the annualized figures are +5.76% and +12.18% respectively. Across the full 5-year window we track, VTI has the edge at +8.11% annualized vs +5.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFND has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.8% for FFND and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FFND charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, FFND currently yields 0.61% against 1.07% for VTI.
Holdings Overlap
FFND and VTI share 57 holdings out of 2816 unique holdings combined, representing a 31.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FFND | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 5.24% | 6.32% | 1.08% |
| AAPL | 4.36% | 5.84% | 1.48% |
| AMZN | 4.60% | 3.17% | 1.43% |
| MSFT | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
| CAT | Pro | Pro | Pro |
See all 10 holdings FFND shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FFND or VTI?
FFND has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, FFND or VTI?
Over the past year FFND returned +18.50% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), FFND annualized +5.76% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, FFND or VTI?
FFND has been the more volatile fund at 22.9% annualized versus 15.3% for VTI. Worst drawdown: FFND -47.8% vs VTI -56.6%.
Should I hold both FFND and VTI?
FFND and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFND and VTI?
FFND and VTI share 57 common holdings with a 31.9% weight overlap. Combined, they hold 2816 unique securities.
Which pays a higher dividend, FFND or VTI?
FFND yields 0.61% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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