FELC vs VTI

Quick Verdict

VTI has a lower expense ratio. FELC delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: FELCMore Diversified: VTI

Side-by-Side Comparison

MetricFELCVTIWinner
Expense Ratio0.18%0.03%
AUM$7.9B$663.5B
Dividend Yield0.85%1.07%
Holdings2253,543
YTD Return+15.18%+13.92%
1Y Return+26.51%+24.07%
3Y Return (annualized)-+20.88%
5Y Return (annualized)-+12.47%
Volatility (annualized)12.0%15.3%
Max Drawdown-18.6%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 20, 2023May 24, 2001

FELC vs VTI Performance

Fidelity Enhanced Large Cap Core ETF (FELC) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FELC returned +26.51% while VTI returned +24.07%. Year to date, FELC is up 15.18% versus a gain of 13.92% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.0% for FELC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.6% for FELC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FELC charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FELC currently yields 0.85% against 1.07% for VTI.

Holdings Overlap

59.3%overlap

FELC and VTI share 214 holdings out of 2812 unique holdings combined, representing a 59.3% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in FELCWeight in VTIDifference
NVDA7.86%6.32%1.54%
AAPL6.92%5.84%1.08%
MSFT3.99%3.81%0.18%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
METAProProPro
TSLAProProPro
See all 10 holdings FELC shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FELC or VTI?

FELC has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, FELC or VTI?

Over the past year FELC returned +26.51% vs +24.07% for VTI, so FELC leads on 1-year performance. Over the longest common window we track (3 years), FELC annualized +23.97% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, FELC or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 12.0% for FELC. Worst drawdown: FELC -18.6% vs VTI -56.6%.

Should I hold both FELC and VTI?

FELC and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FELC and VTI?

FELC and VTI share 214 common holdings with a 59.3% weight overlap. Combined, they hold 2812 unique securities.

Which pays a higher dividend, FELC or VTI?

FELC yields 0.85% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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