FDMO vs VTI
FDMO vs VTI
Fidelity Momentum Factor ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FDMO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $957M | $663.5B | |
| Dividend Yield | 0.58% | 1.07% | |
| Holdings | 130 | 3,543 | |
| YTD Return | +13.70% | +14.20% | |
| 1Y Return | +22.99% | +24.16% | |
| 3Y Return (annualized) | +26.27% | +21.12% | |
| 5Y Return (annualized) | +14.52% | +12.37% | |
| Volatility (annualized) | 16.5% | 15.3% | |
| Max Drawdown | -34.2% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 12, 2016 | May 24, 2001 |
FDMO vs VTI Performance
Fidelity Momentum Factor ETF (FDMO) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FDMO returned +22.99% while VTI returned +24.16%. Year to date, FDMO is up 13.70% versus a gain of 14.20% for VTI.
Over three years, FDMO compounded at +26.27% per year against +21.12% for VTI; over five years the annualized figures are +14.52% and +12.37% respectively. Across the full 10-year window we track, FDMO has the edge at +15.00% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FDMO has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.2% for FDMO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FDMO charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, FDMO currently yields 0.58% against 1.07% for VTI.
Holdings Overlap
FDMO and VTI share 104 holdings out of 2804 unique holdings combined, representing a 49.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FDMO | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.33% | 6.32% | 1.01% |
| AAPL | 6.06% | 5.84% | 0.22% |
| GOOGL | 5.95% | 2.88% | 3.07% |
| MSFT | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
See all 10 holdings FDMO shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FDMO or VTI?
FDMO has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, FDMO or VTI?
Over the past year FDMO returned +22.99% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), FDMO annualized +15.00% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FDMO or VTI?
FDMO has been the more volatile fund at 16.5% annualized versus 15.3% for VTI. Worst drawdown: FDMO -34.2% vs VTI -56.6%.
Should I hold both FDMO and VTI?
FDMO and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FDMO and VTI?
FDMO and VTI share 104 common holdings with a 49.0% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, FDMO or VTI?
FDMO yields 0.58% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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