EZM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EZM offers more diversification with 502 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: EZM

Side-by-Side Comparison

MetricEZMSCHDWinner
Expense Ratio0.38%0.06%
AUM$940M$103.7B
Dividend Yield1.21%3.31%
Holdings509104
YTD Return+16.24%+24.08%
1Y Return+26.21%+31.88%
3Y Return (annualized)+13.64%+14.92%
5Y Return (annualized)+9.76%+9.85%
Volatility (annualized)20.1%13.6%
Max Drawdown-60.6%-33.4%
Fund FamilyWisdomTree InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 23, 2007Oct 20, 2011

EZM vs SCHD Performance

WisdomTree US MidCap Fund (EZM) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EZM returned +26.21% while SCHD returned +31.88%. Year to date, EZM is up 16.24% versus a gain of 24.08% for SCHD.

Over three years, EZM compounded at +13.64% per year against +14.92% for SCHD; over five years the annualized figures are +9.76% and +9.85% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +8.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EZM has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.6% for EZM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EZM charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, EZM currently yields 1.21% against 3.31% for SCHD.

Holdings Overlap

2.6%overlap

EZM and SCHD share 16 holdings out of 586 unique holdings combined, representing a 2.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EZMWeight in SCHDDifference
DINO0.32%0.36%0.04%
SWKS0.34%0.24%0.10%
AFG0.31%0.25%0.06%
BAHProProPro
ORIProProPro
PAGProProPro
COLBProProPro
MProProPro
OZKProProPro
NXSTProProPro
See all 10 holdings EZM shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, EZM or SCHD?

EZM has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, EZM or SCHD?

Over the past year EZM returned +26.21% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EZM annualized +8.63% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, EZM or SCHD?

EZM has been the more volatile fund at 20.1% annualized versus 13.6% for SCHD. Worst drawdown: EZM -60.6% vs SCHD -33.4%.

Should I hold both EZM and SCHD?

EZM and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EZM and SCHD?

EZM and SCHD share 16 common holdings with a 2.6% weight overlap. Combined, they hold 586 unique securities.

Which pays a higher dividend, EZM or SCHD?

EZM yields 1.21% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →