EVSB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricEVSBVTIWinner
Expense Ratio0.17%0.03%
AUM$246M$663.5B
Dividend Yield4.57%1.07%
Holdings2603,543
YTD Return+2.35%+13.57%
1Y Return+4.45%+24.23%
3Y Return (annualized)-+20.73%
5Y Return (annualized)-+12.24%
Volatility (annualized)0.6%15.3%
Max Drawdown-0.3%-56.6%
Fund FamilyEaton VanceVanguard (US)
CategoryFixed IncomeEquity
InceptionOct 16, 2023May 24, 2001

EVSB vs VTI Performance

Eaton Vance Ultra-Short Income ETF (EVSB) is a ETF from Eaton Vance and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EVSB returned +4.45% while VTI returned +24.23%. Year to date, EVSB is up 2.35% versus a gain of 13.57% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 0.6% for EVSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.3% for EVSB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EVSB charges 0.17% per year while VTI charges 0.03%. On a $10,000 position that is $17 vs $3 annually, a gap of $14 per year that compounds over a long holding period. On income, EVSB currently yields 4.57% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EVSB and VTI share 0 holdings out of 2913 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EVSB or VTI?

EVSB has an expense ratio of 0.17% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, EVSB or VTI?

Over the past year EVSB returned +4.45% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), EVSB annualized +5.53% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, EVSB or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 0.6% for EVSB. Worst drawdown: EVSB -0.3% vs VTI -56.6%.

Should I hold both EVSB and VTI?

EVSB and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EVSB and VTI?

EVSB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2913 unique securities.

Which pays a higher dividend, EVSB or VTI?

EVSB yields 4.57% while VTI yields 1.07%, so EVSB currently pays the higher dividend yield.

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