EMPB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricEMPBVTIWinner
Expense Ratio2.21%0.03%
AUM$24M$663.5B
Dividend Yield0.76%1.07%
Holdings203,543
YTD Return+19.12%+14.20%
1Y Return+20.09%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)8.3%15.3%
Max Drawdown-7.5%-56.6%
Fund FamilyNextGenETFVanguard (US)
CategoryAlternativeEquity
InceptionDec 9, 2024May 24, 2001

EMPB vs VTI Performance

Efficient Market Portfolio Plus ETF (EMPB) is a ETF from NextGenETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EMPB returned +20.09% while VTI returned +24.16%. Year to date, EMPB is up 19.12% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.3% for EMPB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.5% for EMPB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EMPB charges 2.21% per year while VTI charges 0.03%. On a $10,000 position that is $221 vs $3 annually, a gap of $218 per year that compounds over a long holding period. On income, EMPB currently yields 0.76% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EMPB and VTI share 0 holdings out of 2802 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMPB or VTI?

EMPB has an expense ratio of 2.21% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $218 per year of difference.

Which performed better, EMPB or VTI?

Over the past year EMPB returned +20.09% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), EMPB annualized +21.55% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, EMPB or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 8.3% for EMPB. Worst drawdown: EMPB -7.5% vs VTI -56.6%.

Should I hold both EMPB and VTI?

EMPB and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMPB and VTI?

EMPB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2802 unique securities.

Which pays a higher dividend, EMPB or VTI?

EMPB yields 0.76% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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