EDGF vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricEDGFSCHDWinner
Expense Ratio0.79%0.06%
AUM$495M$103.7B
Dividend Yield3.22%3.31%
Holdings11104
YTD Return+1.00%+24.26%
1Y Return+2.27%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)1.6%13.6%
Max Drawdown-1.6%-33.4%
Fund Family3 EDGE Asset ManagementCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionOct 3, 2024Oct 20, 2011

EDGF vs SCHD Performance

3EDGE Dynamic Fixed Income ETF (EDGF) is a ETF from 3 EDGE Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EDGF returned +2.27% while SCHD returned +31.38%. Year to date, EDGF is up 1.00% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.6% for EDGF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.6% for EDGF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EDGF charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, EDGF currently yields 3.22% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

EDGF and SCHD share 0 holdings out of 110 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EDGF or SCHD?

EDGF has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

Which performed better, EDGF or SCHD?

Over the past year EDGF returned +2.27% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), EDGF annualized +2.06% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, EDGF or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 1.6% for EDGF. Worst drawdown: EDGF -1.6% vs SCHD -33.4%.

Should I hold both EDGF and SCHD?

EDGF and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EDGF and SCHD?

EDGF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 110 unique securities.

Which pays a higher dividend, EDGF or SCHD?

EDGF yields 3.22% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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