EAGG vs VTI
EAGG vs VTI
iShares ESG Aware US Aggregate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. EAGG offers more diversification with 4651 holdings.
Side-by-Side Comparison
| Metric | EAGG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $5.0B | $663.5B | |
| Dividend Yield | 3.99% | 1.07% | |
| Holdings | 5,131 | 3,543 | |
| YTD Return | -0.69% | +11.83% | |
| 1Y Return | +1.58% | +21.79% | |
| 3Y Return (annualized) | +3.71% | +20.40% | |
| 5Y Return (annualized) | -0.64% | +11.96% | |
| Volatility (annualized) | 5.6% | 15.3% | |
| Max Drawdown | -19.4% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 18, 2018 | May 24, 2001 |
EAGG vs VTI Performance
iShares ESG Aware US Aggregate Bond ETF (EAGG) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EAGG returned +1.58% while VTI returned +21.79%. Year to date, EAGG is down 0.69% versus a gain of 11.83% for VTI.
Over three years, EAGG compounded at +3.71% per year against +20.40% for VTI; over five years the annualized figures are -0.64% and +11.96% respectively. Across the full 8-year window we track, VTI has the edge at +8.06% annualized vs +1.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.6% for EAGG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for EAGG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EAGG charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, EAGG currently yields 3.99% against 1.07% for VTI.
Holdings Overlap
EAGG and VTI share 4 holdings out of 7430 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EAGG | Weight in VTI | Difference |
|---|---|---|---|
| LRCX | 0.00% | 0.74% | 0.74% |
| ADM | 0.00% | 0.05% | 0.05% |
| HUBB | 0.00% | 0.04% | 0.04% |
| GMT | Pro | Pro | Pro |
See all 4 holdings EAGG shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EAGG or VTI?
EAGG has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, EAGG or VTI?
Over the past year EAGG returned +1.58% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), EAGG annualized +1.10% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, EAGG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.6% for EAGG. Worst drawdown: EAGG -19.4% vs VTI -56.6%.
Should I hold both EAGG and VTI?
EAGG and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EAGG and VTI?
EAGG and VTI share 4 common holdings with a 0.0% weight overlap. Combined, they hold 7430 unique securities.
Which pays a higher dividend, EAGG or VTI?
EAGG yields 3.99% while VTI yields 1.07%, so EAGG currently pays the higher dividend yield.
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