DTD vs VTI
DTD vs VTI
WisdomTree US Total Dividend Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DTD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.28% | 0.03% | |
| AUM | $1.7B | $663.5B | |
| Dividend Yield | 1.85% | 1.07% | |
| Holdings | 801 | 3,543 | |
| YTD Return | +14.52% | +13.57% | |
| 1Y Return | +22.23% | +24.23% | |
| 3Y Return (annualized) | +17.53% | +20.73% | |
| 5Y Return (annualized) | +12.30% | +12.24% | |
| Volatility (annualized) | 14.7% | 15.3% | |
| Max Drawdown | -60.2% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 16, 2006 | May 24, 2001 |
DTD vs VTI Performance
WisdomTree US Total Dividend Fund (DTD) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DTD returned +22.23% while VTI returned +24.23%. Year to date, DTD is up 14.52% versus a gain of 13.57% for VTI.
Over three years, DTD compounded at +17.53% per year against +20.73% for VTI; over five years the annualized figures are +12.30% and +12.24% respectively. Across the full 20-year window we track, VTI has the edge at +8.12% annualized vs +7.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for DTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.2% for DTD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DTD charges 0.28% per year while VTI charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, DTD currently yields 1.85% against 1.07% for VTI.
Holdings Overlap
DTD and VTI share 555 holdings out of 2905 unique holdings combined, representing a 49.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DTD | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 3.19% | 6.32% | 3.13% |
| AAPL | 2.61% | 5.84% | 3.23% |
| MSFT | 2.62% | 3.81% | 1.19% |
| GOOG | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings DTD shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DTD or VTI?
DTD has an expense ratio of 0.28% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, DTD or VTI?
Over the past year DTD returned +22.23% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), DTD annualized +7.57% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, DTD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.7% for DTD. Worst drawdown: DTD -60.2% vs VTI -56.6%.
Should I hold both DTD and VTI?
DTD and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DTD and VTI?
DTD and VTI share 555 common holdings with a 49.0% weight overlap. Combined, they hold 2905 unique securities.
Which pays a higher dividend, DTD or VTI?
DTD yields 1.85% while VTI yields 1.07%, so DTD currently pays the higher dividend yield.
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