DSPY vs VTI

Quick Verdict

VTI has a lower expense ratio. DSPY delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: DSPYMore Diversified: VTI

Side-by-Side Comparison

MetricDSPYVTIWinner
Expense Ratio0.18%0.03%
AUM$968M$663.5B
Dividend Yield0.75%1.07%
Holdings5063,543
YTD Return+12.02%+10.14%
1Y Return+21.39%+19.82%
3Y Return (annualized)-+18.94%
5Y Return (annualized)-+11.79%
Volatility (annualized)10.9%15.4%
Max Drawdown-12.2%-56.6%
Fund FamilyTema Global LimitedVanguard (US)
CategoryEquityEquity
InceptionApr 1, 2025May 24, 2001

DSPY vs VTI Performance

Tema S&P 500 Historical Weight ETF Strategy (DSPY) is a ETF from Tema Global Limited and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DSPY returned +21.39% while VTI returned +19.82%. Year to date, DSPY is up 12.02% versus a gain of 10.14% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 10.9% for DSPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.2% for DSPY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DSPY charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, DSPY currently yields 0.75% against 1.07% for VTI.

Holdings Overlap

75.4%overlap

DSPY and VTI share 464 holdings out of 2822 unique holdings combined, representing a 75.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DSPYWeight in VTIDifference
NVDA4.52%6.32%1.80%
AAPL3.43%5.84%2.41%
MSFT1.96%3.81%1.85%
AMZNProProPro
AVGOProProPro
GOOGLProProPro
MUProProPro
GOOGProProPro
TSLAProProPro
METAProProPro
See all 10 holdings DSPY shares with VTI
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Frequently Asked Questions

Which is cheaper, DSPY or VTI?

DSPY has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, DSPY or VTI?

Over the past year DSPY returned +21.39% vs +19.82% for VTI, so DSPY leads on 1-year performance. Over the longest common window we track (1 years), DSPY annualized +23.90% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, DSPY or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 10.9% for DSPY. Worst drawdown: DSPY -12.2% vs VTI -56.6%.

Should I hold both DSPY and VTI?

DSPY and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DSPY and VTI?

DSPY and VTI share 464 common holdings with a 75.4% weight overlap. Combined, they hold 2822 unique securities.

Which pays a higher dividend, DSPY or VTI?

DSPY yields 0.75% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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