DGT vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DGT offers more diversification with 156 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: DGT

Side-by-Side Comparison

MetricDGTSCHDWinner
Expense Ratio0.50%0.06%
AUM$608M$103.7B
Dividend Yield2.52%3.31%
Holdings178104
YTD Return+15.28%+23.31%
1Y Return+30.20%+30.42%
3Y Return (annualized)+21.15%+14.66%
5Y Return (annualized)+14.38%+9.59%
Volatility (annualized)15.5%13.6%
Max Drawdown-58.3%-33.4%
Fund FamilyState Street Investment ManagementCharles Schwab Asset Management
CategoryEquityEquity
InceptionSep 25, 2000Oct 20, 2011

DGT vs SCHD Performance

State Street SPDR Global Dow ETF (DGT) is a ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DGT returned +30.20% while SCHD returned +30.42%. Year to date, DGT is up 15.28% versus a gain of 23.31% for SCHD.

Over three years, DGT compounded at +21.15% per year against +14.66% for SCHD; over five years the annualized figures are +14.38% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.34% annualized vs +3.77%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DGT has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.3% for DGT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DGT charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, DGT currently yields 2.52% against 3.31% for SCHD.

Holdings Overlap

8.8%overlap

DGT and SCHD share 15 holdings out of 241 unique holdings combined, representing a 8.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DGTWeight in SCHDDifference
UNH0.67%4.54%3.87%
MRK0.84%4.32%3.48%
AMGN0.74%4.25%3.51%
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KOProProPro
PGProProPro
HDProProPro
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COPProProPro
PEPProProPro
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Frequently Asked Questions

Which is cheaper, DGT or SCHD?

DGT has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, DGT or SCHD?

Over the past year DGT returned +30.20% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DGT annualized +3.77% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, DGT or SCHD?

DGT has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: DGT -58.3% vs SCHD -33.4%.

Should I hold both DGT and SCHD?

DGT and SCHD have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DGT and SCHD?

DGT and SCHD share 15 common holdings with a 8.8% weight overlap. Combined, they hold 241 unique securities.

Which pays a higher dividend, DGT or SCHD?

DGT yields 2.52% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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