DFSU vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. DFSU offers more diversification with 1872 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: DFSU

Side-by-Side Comparison

MetricDFSUVYMWinner
Expense Ratio0.15%0.04%
AUM$2.3B$79.0B
Dividend Yield0.84%2.86%
Holdings1,883568
YTD Return+12.07%+15.57%
1Y Return+22.07%+25.99%
3Y Return (annualized)+19.40%+18.02%
5Y Return (annualized)-+12.71%
Volatility (annualized)13.9%14.6%
Max Drawdown-19.9%-58.8%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionNov 1, 2022Nov 10, 2006

DFSU vs VYM Performance

Dimensional US Sustainability Core 1 ETF (DFSU) is a ETF from Dimensional and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DFSU returned +22.07% while VYM returned +25.99%. Year to date, DFSU is up 12.07% versus a gain of 15.57% for VYM.

Over three years, DFSU compounded at +19.40% per year against +18.02% for VYM. Across the full 4-year window we track, DFSU has the edge at +20.77% annualized vs +7.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.9% for DFSU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.9% for DFSU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DFSU charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, DFSU currently yields 0.84% against 2.86% for VYM.

Holdings Overlap

34.0%overlap

DFSU and VYM share 409 holdings out of 2021 unique holdings combined, representing a 34.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DFSUWeight in VYMDifference
AVGO1.94%6.47%4.53%
JPM1.54%3.36%1.82%
JNJ1.09%2.62%1.53%
WMTProProPro
ABBVProProPro
HDProProPro
PGProProPro
CATProProPro
MRKProProPro
KOProProPro
See all 10 holdings DFSU shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, DFSU or VYM?

DFSU has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, DFSU or VYM?

Over the past year DFSU returned +22.07% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +20.77% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, DFSU or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 13.9% for DFSU. Worst drawdown: DFSU -19.9% vs VYM -58.8%.

Should I hold both DFSU and VYM?

DFSU and VYM have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DFSU and VYM?

DFSU and VYM share 409 common holdings with a 34.0% weight overlap. Combined, they hold 2021 unique securities.

Which pays a higher dividend, DFSU or VYM?

DFSU yields 0.84% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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