DFSU vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. DFSU offers more diversification with 1872 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: DFSU

Side-by-Side Comparison

MetricDFSUVOOWinner
Expense Ratio0.15%0.03%
AUM$2.3B$979.0B
Dividend Yield0.84%1.09%
Holdings1,883509
YTD Return+12.07%+13.53%
1Y Return+22.07%+23.65%
3Y Return (annualized)+19.40%+21.27%
5Y Return (annualized)-+13.52%
Volatility (annualized)13.9%14.1%
Max Drawdown-19.9%-34.3%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionNov 1, 2022Sep 7, 2010

DFSU vs VOO Performance

Dimensional US Sustainability Core 1 ETF (DFSU) is a ETF from Dimensional and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year DFSU returned +22.07% while VOO returned +23.65%. Year to date, DFSU is up 12.07% versus a gain of 13.53% for VOO.

Over three years, DFSU compounded at +19.40% per year against +21.27% for VOO. Across the full 4-year window we track, DFSU has the edge at +20.77% annualized vs +13.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.9% for DFSU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.9% for DFSU and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFSU charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, DFSU currently yields 0.84% against 1.09% for VOO.

Holdings Overlap

65.3%overlap

DFSU and VOO share 378 holdings out of 1999 unique holdings combined, representing a 65.3% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in DFSUWeight in VOODifference
NVDA6.46%7.51%1.05%
AAPL5.90%6.59%0.69%
MSFT2.29%4.30%2.01%
AMZNProProPro
GOOGLProProPro
METAProProPro
AVGOProProPro
GOOGProProPro
TSLAProProPro
LLYProProPro
See all 10 holdings DFSU shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, DFSU or VOO?

DFSU has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, DFSU or VOO?

Over the past year DFSU returned +22.07% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +20.77% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, DFSU or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 13.9% for DFSU. Worst drawdown: DFSU -19.9% vs VOO -34.3%.

Should I hold both DFSU and VOO?

DFSU and VOO have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DFSU and VOO?

DFSU and VOO share 378 common holdings with a 65.3% weight overlap. Combined, they hold 1999 unique securities.

Which pays a higher dividend, DFSU or VOO?

DFSU yields 0.84% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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