DFSU vs IVV
DFSU vs IVV
Dimensional US Sustainability Core 1 ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. DFSU offers more diversification with 1872 holdings.
Side-by-Side Comparison
| Metric | DFSU | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $2.3B | $865.2B | |
| Dividend Yield | 0.84% | 1.09% | |
| Holdings | 1,883 | 508 | |
| YTD Return | +10.29% | +11.54% | |
| 1Y Return | +20.13% | +21.48% | |
| 3Y Return (annualized) | +19.07% | +20.86% | |
| 5Y Return (annualized) | - | +13.02% | |
| Volatility (annualized) | 13.9% | 15.1% | |
| Max Drawdown | -19.9% | -56.5% | |
| Fund Family | Dimensional | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Nov 1, 2022 | May 15, 2000 |
DFSU vs IVV Performance
Dimensional US Sustainability Core 1 ETF (DFSU) is a ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DFSU returned +20.13% while IVV returned +21.48%. Year to date, DFSU is up 10.29% versus a gain of 11.54% for IVV.
Over three years, DFSU compounded at +19.07% per year against +20.86% for IVV. Across the full 4-year window we track, DFSU has the edge at +20.27% annualized vs +6.97%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.9% for DFSU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for DFSU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DFSU charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, DFSU currently yields 0.84% against 1.09% for IVV.
Holdings Overlap
DFSU and IVV share 379 holdings out of 1998 unique holdings combined, representing a 65.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in DFSU | Weight in IVV | Difference |
|---|---|---|---|
| NVDA | 6.46% | 7.76% | 1.30% |
| AAPL | 5.90% | 7.44% | 1.54% |
| MSFT | 2.29% | 4.57% | 2.28% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| JPM | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings DFSU shares with IVV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, DFSU or IVV?
DFSU has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, DFSU or IVV?
Over the past year DFSU returned +20.13% vs +21.48% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), DFSU annualized +20.27% vs +6.97% for IVV. Past performance does not guarantee future results.
Which is riskier, DFSU or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 13.9% for DFSU. Worst drawdown: DFSU -19.9% vs IVV -56.5%.
Should I hold both DFSU and IVV?
DFSU and IVV have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DFSU and IVV?
DFSU and IVV share 379 common holdings with a 65.8% weight overlap. Combined, they hold 1998 unique securities.
Which pays a higher dividend, DFSU or IVV?
DFSU yields 0.84% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.