Dimensional US Large Cap Value ETF (DFLV) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DFLV returned +35.00% while SCHD returned +31.88%. Year to date, DFLV is up 20.38% versus a gain of 24.08% for SCHD.

Over three years, DFLV compounded at +18.46% per year against +14.92% for SCHD. Across the full 4-year window we track, DFLV has the edge at +17.05% annualized vs +11.39%. Past performance does not guarantee future results.

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for DFLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.8% for DFLV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

DFLV charges 0.21% per year while SCHD charges 0.06%. On a $10,000 position that is $21 vs $6 annually, a gap of $15 per year that compounds over a long holding period. On income, DFLV currently yields 1.40% against 3.31% for SCHD.