DFLV vs VYM

Quick Verdict

VYM has a lower expense ratio. DFLV delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: DFLVMore Diversified: VYM

Side-by-Side Comparison

MetricDFLVVYMWinner
Expense Ratio0.21%0.04%
AUM$6.7B$79.0B
Dividend Yield1.40%2.86%
Holdings342568
YTD Return+20.22%+15.45%
1Y Return+34.69%+26.05%
3Y Return (annualized)+18.39%+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)13.2%14.6%
Max Drawdown-16.8%-58.8%
Fund FamilyDimensionalVanguard (US)
CategoryEquityEquity
InceptionDec 6, 2022Nov 10, 2006

DFLV vs VYM Performance

Dimensional US Large Cap Value ETF (DFLV) is a ETF from Dimensional and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DFLV returned +34.69% while VYM returned +26.05%. Year to date, DFLV is up 20.22% versus a gain of 15.45% for VYM.

Over three years, DFLV compounded at +18.39% per year against +17.96% for VYM. Across the full 4-year window we track, DFLV has the edge at +16.99% annualized vs +7.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.2% for DFLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.8% for DFLV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DFLV charges 0.21% per year while VYM charges 0.04%. On a $10,000 position that is $21 vs $4 annually, a gap of $17 per year that compounds over a long holding period. On income, DFLV currently yields 1.40% against 2.86% for VYM.

Holdings Overlap

45.7%overlap

DFLV and VYM share 156 holdings out of 739 unique holdings combined, representing a 45.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DFLVWeight in VYMDifference
JPM4.78%3.36%1.42%
XOM3.40%2.83%0.57%
JNJ2.59%2.62%0.03%
CSCOProProPro
CVXProProPro
PGProProPro
UNHProProPro
MRKProProPro
GSProProPro
BACProProPro
See all 10 holdings DFLV shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, DFLV or VYM?

DFLV has an expense ratio of 0.21% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, DFLV or VYM?

Over the past year DFLV returned +34.69% vs +26.05% for VYM, so DFLV leads on 1-year performance. Over the longest common window we track (4 years), DFLV annualized +16.99% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, DFLV or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 13.2% for DFLV. Worst drawdown: DFLV -16.8% vs VYM -58.8%.

Should I hold both DFLV and VYM?

DFLV and VYM have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DFLV and VYM?

DFLV and VYM share 156 common holdings with a 45.7% weight overlap. Combined, they hold 739 unique securities.

Which pays a higher dividend, DFLV or VYM?

DFLV yields 1.40% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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