DBND vs VTI
DBND vs VTI
DoubleLine Opportunistic Core Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DBND | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $741M | $663.5B | |
| Dividend Yield | 4.77% | 1.07% | |
| Holdings | 1,097 | 3,543 | |
| YTD Return | -1.03% | +11.83% | |
| 1Y Return | +1.35% | +21.79% | |
| 3Y Return (annualized) | +4.45% | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 6.0% | 15.3% | |
| Max Drawdown | -9.4% | -56.6% | |
| Fund Family | DoubleLine Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 31, 2022 | May 24, 2001 |
DBND vs VTI Performance
DoubleLine Opportunistic Core Bond ETF (DBND) is a ETF from DoubleLine Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DBND returned +1.35% while VTI returned +21.79%. Year to date, DBND is down 1.03% versus a gain of 11.83% for VTI.
Over three years, DBND compounded at +4.45% per year against +20.40% for VTI. Across the full 4-year window we track, VTI has the edge at +8.06% annualized vs +2.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.0% for DBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.4% for DBND and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DBND charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DBND currently yields 4.77% against 1.07% for VTI.
Holdings Overlap
DBND and VTI share 0 holdings out of 3369 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DBND or VTI?
DBND has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, DBND or VTI?
Over the past year DBND returned +1.35% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), DBND annualized +2.12% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, DBND or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.0% for DBND. Worst drawdown: DBND -9.4% vs VTI -56.6%.
Should I hold both DBND and VTI?
DBND and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DBND and VTI?
DBND and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3369 unique securities.
Which pays a higher dividend, DBND or VTI?
DBND yields 4.77% while VTI yields 1.07%, so DBND currently pays the higher dividend yield.
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