DABS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDABSSCHDWinner
Expense Ratio0.40%0.06%
AUM$149M$103.7B
Dividend Yield4.86%3.31%
Holdings126104
YTD Return+1.48%+24.08%
1Y Return+3.69%+31.88%
3Y Return (annualized)-+14.92%
5Y Return (annualized)-+9.85%
Volatility (annualized)1.7%13.6%
Max Drawdown-1.5%-33.4%
Fund FamilyDoubleLine FundsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionFeb 28, 2025Oct 20, 2011

DABS vs SCHD Performance

DoubleLine Asset-Backed Securities ETF (DABS) is a ETF from DoubleLine Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DABS returned +3.69% while SCHD returned +31.88%. Year to date, DABS is up 1.48% versus a gain of 24.08% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.7% for DABS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.5% for DABS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DABS charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, DABS currently yields 4.86% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

DABS and SCHD share 0 holdings out of 130 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DABS or SCHD?

DABS has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, DABS or SCHD?

Over the past year DABS returned +3.69% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), DABS annualized +4.91% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, DABS or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 1.7% for DABS. Worst drawdown: DABS -1.5% vs SCHD -33.4%.

Should I hold both DABS and SCHD?

DABS and SCHD have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DABS and SCHD?

DABS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 130 unique securities.

Which pays a higher dividend, DABS or SCHD?

DABS yields 4.86% while SCHD yields 3.31%, so DABS currently pays the higher dividend yield.

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