CLUB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricCLUBVTIWinner
Expense Ratio0.75%0.03%
AUM$12M$663.5B
Dividend Yield0.08%1.07%
Holdings313,543
YTD Return+1.75%+13.92%
1Y Return-+24.07%
3Y Return (annualized)-+20.88%
5Y Return (annualized)-+12.47%
Volatility (annualized)-15.3%
Max Drawdown-10.7%-56.6%
Fund FamilyBancreek Capital AdvisorsVanguard (US)
CategoryEquityEquity
InceptionMay 6, 2026May 24, 2001

CLUB vs VTI Performance

Billionaires Club ETF (CLUB) is a ETF from Bancreek Capital Advisors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, CLUB is up 1.75% versus a gain of 13.92% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.7% for CLUB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CLUB charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CLUB currently yields 0.08% against 1.07% for VTI.

Holdings Overlap

21.9%overlap

CLUB and VTI share 19 holdings out of 2794 unique holdings combined, representing a 21.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CLUBWeight in VTIDifference
NVDA3.49%6.32%2.83%
MSFT3.41%3.81%0.40%
DELL6.73%0.17%6.56%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
TSLAProProPro
METAProProPro
ORCLProProPro
BRK.BProProPro
See all 10 holdings CLUB shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CLUB or VTI?

CLUB has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

What is the holdings overlap between CLUB and VTI?

CLUB and VTI share 19 common holdings with a 21.9% weight overlap. Combined, they hold 2794 unique securities.

Which pays a higher dividend, CLUB or VTI?

CLUB yields 0.08% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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