CLOB vs VTI
CLOB vs VTI
VanEck AA-BB CLO ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | CLOB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $176M | $663.5B | |
| Dividend Yield | 6.41% | 1.07% | |
| Holdings | 58 | 3,543 | |
| YTD Return | +2.11% | +14.20% | |
| 1Y Return | +5.17% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 2.7% | 15.3% | |
| Max Drawdown | -5.5% | -56.6% | |
| Fund Family | VanEck | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 24, 2024 | May 24, 2001 |
CLOB vs VTI Performance
VanEck AA-BB CLO ETF (CLOB) is a ETF from VanEck and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CLOB returned +5.17% while VTI returned +24.16%. Year to date, CLOB is up 2.11% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.7% for CLOB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.5% for CLOB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CLOB charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, CLOB currently yields 6.41% against 1.07% for VTI.
Holdings Overlap
CLOB and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CLOB or VTI?
CLOB has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, CLOB or VTI?
Over the past year CLOB returned +5.17% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CLOB annualized +6.44% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, CLOB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.7% for CLOB. Worst drawdown: CLOB -5.5% vs VTI -56.6%.
Should I hold both CLOB and VTI?
CLOB and VTI have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CLOB and VTI?
CLOB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, CLOB or VTI?
CLOB yields 6.41% while VTI yields 1.07%, so CLOB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.