BUXX vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBUXXVTIWinner
Expense Ratio0.26%0.03%
AUM$488M$663.5B
Dividend Yield5.11%1.07%
Holdings3373,543
YTD Return+2.30%+11.83%
1Y Return+3.93%+21.79%
3Y Return (annualized)+5.24%+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)0.7%15.3%
Max Drawdown-0.6%-56.6%
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionAug 10, 2023May 24, 2001

BUXX vs VTI Performance

Strive Enhanced Income Short Maturity ETF (BUXX) is a ETF from Strive Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BUXX returned +3.93% while VTI returned +21.79%. Year to date, BUXX is up 2.30% versus a gain of 11.83% for VTI.

Over three years, BUXX compounded at +5.24% per year against +20.40% for VTI. Across the full 3-year window we track, VTI has the edge at +8.06% annualized vs +5.24%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 0.7% for BUXX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.6% for BUXX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BUXX charges 0.26% per year while VTI charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, BUXX currently yields 5.11% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BUXX and VTI share 0 holdings out of 2917 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BUXX or VTI?

BUXX has an expense ratio of 0.26% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $23 per year of difference.

Which performed better, BUXX or VTI?

Over the past year BUXX returned +3.93% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), BUXX annualized +5.24% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, BUXX or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 0.7% for BUXX. Worst drawdown: BUXX -0.6% vs VTI -56.6%.

Should I hold both BUXX and VTI?

BUXX and VTI have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BUXX and VTI?

BUXX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2917 unique securities.

Which pays a higher dividend, BUXX or VTI?

BUXX yields 5.11% while VTI yields 1.07%, so BUXX currently pays the higher dividend yield.

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