BSL vs SCHD
BSL vs SCHD
Blackstone Senior Floating Rate 2027 Term Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BSL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.06% | |
| AUM | $174M | $103.7B | |
| Dividend Yield | 8.07% | 3.31% | |
| Holdings | 354 | 104 | |
| YTD Return | +0.70% | +24.08% | |
| 1Y Return | -0.34% | +31.88% | |
| 3Y Return (annualized) | +8.48% | +14.92% | |
| 5Y Return (annualized) | +3.78% | +9.85% | |
| Volatility (annualized) | 12.2% | 13.6% | |
| Max Drawdown | -57.1% | -33.4% | |
| Fund Family | The Blackstone Group Inc | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | May 26, 2010 | Oct 20, 2011 |
BSL vs SCHD Performance
Blackstone Senior Floating Rate 2027 Term Fund (BSL) is a ETF from The Blackstone Group Inc and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BSL returned -0.34% while SCHD returned +31.88%. Year to date, BSL is up 0.70% versus a gain of 24.08% for SCHD.
Over three years, BSL compounded at +8.48% per year against +14.92% for SCHD; over five years the annualized figures are +3.78% and +9.85% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +0.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for BSL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.1% for BSL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Holdings Overlap
BSL and SCHD share 0 holdings out of 197 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which performed better, BSL or SCHD?
Over the past year BSL returned -0.34% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BSL annualized +0.10% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BSL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.2% for BSL. Worst drawdown: BSL -57.1% vs SCHD -33.4%.
Should I hold both BSL and SCHD?
BSL and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSL and SCHD?
BSL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 197 unique securities.
Which pays a higher dividend, BSL or SCHD?
BSL yields 8.07% while SCHD yields 3.31%, so BSL currently pays the higher dividend yield.
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