BLTD vs VTI
BLTD vs VTI
Bluemonte Long Term Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BLTD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | - | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | -1.15% | +13.92% | |
| 1Y Return | +0.63% | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 5.9% | 15.3% | |
| Max Drawdown | -5.0% | -56.6% | |
| Fund Family | Bluemonte Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 20, 2025 | May 24, 2001 |
BLTD vs VTI Performance
Bluemonte Long Term Bond ETF (BLTD) is a ETF from Bluemonte Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BLTD returned +0.63% while VTI returned +24.07%. Year to date, BLTD is down 1.15% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.9% for BLTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.0% for BLTD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BLTD charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period.
Holdings Overlap
BLTD and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLTD or VTI?
BLTD has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, BLTD or VTI?
Over the past year BLTD returned +0.63% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), BLTD annualized +2.33% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, BLTD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.9% for BLTD. Worst drawdown: BLTD -5.0% vs VTI -56.6%.
Should I hold both BLTD and VTI?
BLTD and VTI have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLTD and VTI?
BLTD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.