BKAG vs IVV

Quick Verdict

BKAG has a lower expense ratio. IVV delivered stronger 1-year returns. BKAG offers more diversification with 4433 holdings.

Lower Fees: BKAGHigher Returns: IVVMore Diversified: BKAG

Side-by-Side Comparison

MetricBKAGIVVWinner
Expense Ratio0.00%0.03%
AUM$2.2B$865.2B
Dividend Yield4.22%1.09%
Holdings5,305508
YTD Return-0.79%+11.54%
1Y Return+1.70%+21.48%
3Y Return (annualized)+3.74%+20.86%
5Y Return (annualized)-0.60%+13.02%
Volatility (annualized)5.8%15.1%
Max Drawdown-19.2%-56.5%
Fund FamilyBNY Mellon Investment ManagementiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionApr 22, 2020May 15, 2000

BKAG vs IVV Performance

BNY Mellon Core Bond ETF (BKAG) is a ETF from BNY Mellon Investment Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BKAG returned +1.70% while IVV returned +21.48%. Year to date, BKAG is down 0.79% versus a gain of 11.54% for IVV.

Over three years, BKAG compounded at +3.74% per year against +20.86% for IVV; over five years the annualized figures are -0.60% and +13.02% respectively. Across the full 6-year window we track, IVV has the edge at +6.97% annualized vs -0.36%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.8% for BKAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for BKAG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BKAG charges 0.00% per year while IVV charges 0.03%. On a $10,000 position that is $0 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, BKAG currently yields 4.22% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BKAG and IVV share 2 holdings out of 4936 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BKAGWeight in IVVDifference
DUK0.00%0.15%0.15%
KDP0.01%0.06%0.05%

Frequently Asked Questions

Which is cheaper, BKAG or IVV?

BKAG has an expense ratio of 0.00% while IVV charges 0.03%. BKAG is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, BKAG or IVV?

Over the past year BKAG returned +1.70% vs +21.48% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), BKAG annualized -0.36% vs +6.97% for IVV. Past performance does not guarantee future results.

Which is riskier, BKAG or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 5.8% for BKAG. Worst drawdown: BKAG -19.2% vs IVV -56.5%.

Should I hold both BKAG and IVV?

BKAG and IVV have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BKAG and IVV?

BKAG and IVV share 2 common holdings with a 0.0% weight overlap. Combined, they hold 4936 unique securities.

Which pays a higher dividend, BKAG or IVV?

BKAG yields 4.22% while IVV yields 1.09%, so BKAG currently pays the higher dividend yield.

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