BCPL vs SCHD
BCPL vs SCHD
BNY Mellon Core Plus ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. BCPL offers more diversification with 132 holdings.
Side-by-Side Comparison
| Metric | BCPL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $298M | $103.7B | |
| Dividend Yield | 1.56% | 3.31% | |
| Holdings | 281 | 104 | |
| YTD Return | -0.26% | +24.08% | |
| 1Y Return | - | +31.88% | |
| 3Y Return (annualized) | - | +14.92% | |
| 5Y Return (annualized) | - | +9.85% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -3.0% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jan 12, 2026 | Oct 20, 2011 |
BCPL vs SCHD Performance
BNY Mellon Core Plus ETF (BCPL) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, BCPL is down 0.26% versus a gain of 24.08% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.0% for BCPL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BCPL charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BCPL currently yields 1.56% against 3.31% for SCHD.
Holdings Overlap
BCPL and SCHD share 0 holdings out of 232 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCPL or SCHD?
BCPL has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
What is the holdings overlap between BCPL and SCHD?
BCPL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 232 unique securities.
Which pays a higher dividend, BCPL or SCHD?
BCPL yields 1.56% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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