BCPL vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricBCPLIVVWinner
Expense Ratio0.40%0.03%
AUM$298M$865.2B
Dividend Yield1.56%1.09%
Holdings281508
YTD Return-0.51%+9.93%
1Y Return-+19.59%
3Y Return (annualized)-+19.41%
5Y Return (annualized)-+12.89%
Volatility (annualized)-15.1%
Max Drawdown-3.0%-56.5%
Fund FamilyBNY Mellon Investment ManagementiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJan 12, 2026May 15, 2000

BCPL vs IVV Performance

BNY Mellon Core Plus ETF (BCPL) is a ETF from BNY Mellon Investment Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, BCPL is down 0.51% versus a gain of 9.93% for IVV.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.0% for BCPL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BCPL charges 0.40% per year while IVV charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BCPL currently yields 1.56% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BCPL and IVV share 0 holdings out of 637 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BCPL or IVV?

BCPL has an expense ratio of 0.40% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

What is the holdings overlap between BCPL and IVV?

BCPL and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 637 unique securities.

Which pays a higher dividend, BCPL or IVV?

BCPL yields 1.56% while IVV yields 1.09%, so BCPL currently pays the higher dividend yield.

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