BAFE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBAFEVTIWinner
Expense Ratio0.54%0.03%
AUM$1.7B$663.5B
Dividend Yield0.28%1.07%
Holdings453,543
YTD Return+10.94%+14.20%
1Y Return+17.25%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)13.8%15.3%
Max Drawdown-18.4%-56.6%
Fund FamilyBrown AdvisoryVanguard (US)
CategoryEquityEquity
InceptionNov 18, 2024May 24, 2001

BAFE vs VTI Performance

Brown Advisory Flexible Equity ETF (BAFE) is a ETF from Brown Advisory and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BAFE returned +17.25% while VTI returned +24.16%. Year to date, BAFE is up 10.94% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for BAFE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.4% for BAFE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BAFE charges 0.54% per year while VTI charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, BAFE currently yields 0.28% against 1.07% for VTI.

Holdings Overlap

26.6%overlap

BAFE and VTI share 35 holdings out of 2792 unique holdings combined, representing a 26.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BAFEWeight in VTIDifference
NVDA3.22%6.32%3.10%
MSFT5.04%3.81%1.23%
AAPL1.97%5.84%3.87%
AMZNProProPro
GOOGLProProPro
GOOGProProPro
METAProProPro
VProProPro
BRK.BProProPro
MAProProPro
See all 10 holdings BAFE shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, BAFE or VTI?

BAFE has an expense ratio of 0.54% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, BAFE or VTI?

Over the past year BAFE returned +17.25% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), BAFE annualized +11.99% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BAFE or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.8% for BAFE. Worst drawdown: BAFE -18.4% vs VTI -56.6%.

Should I hold both BAFE and VTI?

BAFE and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between BAFE and VTI?

BAFE and VTI share 35 common holdings with a 26.6% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, BAFE or VTI?

BAFE yields 0.28% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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