AVLC vs VTI
AVLC vs VTI
Avantis US Large Cap Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. AVLC delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AVLC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $1.4B | $663.5B | |
| Dividend Yield | 0.82% | 1.07% | |
| Holdings | 865 | 3,543 | |
| YTD Return | +16.45% | +13.57% | |
| 1Y Return | +28.13% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 12.9% | 15.3% | |
| Max Drawdown | -19.6% | -56.6% | |
| Fund Family | Avantis Investors | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 26, 2023 | May 24, 2001 |
AVLC vs VTI Performance
Avantis US Large Cap Equity ETF (AVLC) is a ETF from Avantis Investors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AVLC returned +28.13% while VTI returned +24.23%. Year to date, AVLC is up 16.45% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.9% for AVLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for AVLC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
AVLC charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVLC currently yields 0.82% against 1.07% for VTI.
Holdings Overlap
AVLC and VTI share 684 holdings out of 2908 unique holdings combined, representing a 72.6% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in AVLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 5.27% | 6.32% | 1.05% |
| AAPL | 5.68% | 5.84% | 0.16% |
| MSFT | 3.57% | 3.81% | 0.24% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings AVLC shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, AVLC or VTI?
AVLC has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, AVLC or VTI?
Over the past year AVLC returned +28.13% vs +24.23% for VTI, so AVLC leads on 1-year performance. Over the longest common window we track (3 years), AVLC annualized +25.16% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, AVLC or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.9% for AVLC. Worst drawdown: AVLC -19.6% vs VTI -56.6%.
Should I hold both AVLC and VTI?
AVLC and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between AVLC and VTI?
AVLC and VTI share 684 common holdings with a 72.6% weight overlap. Combined, they hold 2908 unique securities.
Which pays a higher dividend, AVLC or VTI?
AVLC yields 0.82% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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