AOHY vs VTI
AOHY vs VTI
Angel Oak High Yield Opportunities ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AOHY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.03% | |
| AUM | $124M | $663.5B | |
| Dividend Yield | 6.61% | 1.07% | |
| Holdings | 187 | 3,543 | |
| YTD Return | +2.09% | +11.83% | |
| 1Y Return | +4.90% | +21.79% | |
| 3Y Return (annualized) | - | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 3.0% | 15.3% | |
| Max Drawdown | -4.2% | -56.6% | |
| Fund Family | Angel Oak Capital Advisors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 20, 2024 | May 24, 2001 |
AOHY vs VTI Performance
Angel Oak High Yield Opportunities ETF (AOHY) is a ETF from Angel Oak Capital Advisors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AOHY returned +4.90% while VTI returned +21.79%. Year to date, AOHY is up 2.09% versus a gain of 11.83% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.0% for AOHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for AOHY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AOHY charges 0.56% per year while VTI charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, AOHY currently yields 6.61% against 1.07% for VTI.
Holdings Overlap
AOHY and VTI share 0 holdings out of 2905 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AOHY or VTI?
AOHY has an expense ratio of 0.56% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, AOHY or VTI?
Over the past year AOHY returned +4.90% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), AOHY annualized +7.09% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, AOHY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.0% for AOHY. Worst drawdown: AOHY -4.2% vs VTI -56.6%.
Should I hold both AOHY and VTI?
AOHY and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AOHY and VTI?
AOHY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2905 unique securities.
Which pays a higher dividend, AOHY or VTI?
AOHY yields 6.61% while VTI yields 1.07%, so AOHY currently pays the higher dividend yield.
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