ALAI vs VTI
ALAI vs VTI
Alger AI Enablers & Adopters ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. ALAI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ALAI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.03% | |
| AUM | $461M | $663.5B | |
| Dividend Yield | 1.19% | 1.07% | |
| Holdings | 59 | 3,543 | |
| YTD Return | +23.63% | +13.57% | |
| 1Y Return | +40.70% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 25.9% | 15.3% | |
| Max Drawdown | -29.4% | -56.6% | |
| Fund Family | Alger | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 4, 2024 | May 24, 2001 |
ALAI vs VTI Performance
Alger AI Enablers & Adopters ETF (ALAI) is a ETF from Alger and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ALAI returned +40.70% while VTI returned +24.23%. Year to date, ALAI is up 23.63% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
ALAI has been the more volatile fund, with annualized monthly volatility of 25.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.4% for ALAI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ALAI charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, ALAI currently yields 1.19% against 1.07% for VTI.
Holdings Overlap
ALAI and VTI share 41 holdings out of 2805 unique holdings combined, representing a 30.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ALAI | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 14.00% | 6.32% | 7.68% |
| MSFT | 5.33% | 3.81% | 1.52% |
| AAPL | 3.10% | 5.84% | 2.74% |
| AMZN | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| WDC | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
See all 10 holdings ALAI shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ALAI or VTI?
ALAI has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, ALAI or VTI?
Over the past year ALAI returned +40.70% vs +24.23% for VTI, so ALAI leads on 1-year performance. Over the longest common window we track (2 years), ALAI annualized +42.49% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, ALAI or VTI?
ALAI has been the more volatile fund at 25.9% annualized versus 15.3% for VTI. Worst drawdown: ALAI -29.4% vs VTI -56.6%.
Should I hold both ALAI and VTI?
ALAI and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ALAI and VTI?
ALAI and VTI share 41 common holdings with a 30.2% weight overlap. Combined, they hold 2805 unique securities.
Which pays a higher dividend, ALAI or VTI?
ALAI yields 1.19% while VTI yields 1.07%, so ALAI currently pays the higher dividend yield.
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