AINP vs VYM
AINP vs VYM
Allspring Income Plus ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | AINP | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.36% | 0.04% | |
| AUM | $217M | $79.0B | |
| Dividend Yield | 5.83% | 2.86% | |
| Holdings | 411 | 568 | |
| YTD Return | +0.85% | +13.24% | |
| 1Y Return | +4.20% | +23.76% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +12.26% | |
| Volatility (annualized) | 2.5% | 14.6% | |
| Max Drawdown | -2.6% | -58.8% | |
| Fund Family | Allspring Global Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 4, 2024 | Nov 10, 2006 |
AINP vs VYM Performance
Allspring Income Plus ETF (AINP) is a ETF from Allspring Global Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year AINP returned +4.20% while VYM returned +23.76%. Year to date, AINP is up 0.85% versus a gain of 13.24% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 2.5% for AINP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for AINP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AINP charges 0.36% per year while VYM charges 0.04%. On a $10,000 position that is $36 vs $4 annually, a gap of $32 per year that compounds over a long holding period. On income, AINP currently yields 5.83% against 2.86% for VYM.
Holdings Overlap
AINP and VYM share 0 holdings out of 729 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AINP or VYM?
AINP has an expense ratio of 0.36% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, AINP or VYM?
Over the past year AINP returned +4.20% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), AINP annualized +4.24% vs +6.96% for VYM. Past performance does not guarantee future results.
Which is riskier, AINP or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 2.5% for AINP. Worst drawdown: AINP -2.6% vs VYM -58.8%.
Should I hold both AINP and VYM?
AINP and VYM have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AINP and VYM?
AINP and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 729 unique securities.
Which pays a higher dividend, AINP or VYM?
AINP yields 5.83% while VYM yields 2.86%, so AINP currently pays the higher dividend yield.
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