AINP vs IVV
AINP vs IVV
Allspring Income Plus ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | AINP | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.36% | 0.03% | |
| AUM | $217M | $865.2B | |
| Dividend Yield | 5.83% | 1.09% | |
| Holdings | 411 | 508 | |
| YTD Return | +0.85% | +9.93% | |
| 1Y Return | +4.20% | +19.59% | |
| 3Y Return (annualized) | - | +19.41% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | 2.5% | 15.1% | |
| Max Drawdown | -2.6% | -56.5% | |
| Fund Family | Allspring Global Investments | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 4, 2024 | May 15, 2000 |
AINP vs IVV Performance
Allspring Income Plus ETF (AINP) is a ETF from Allspring Global Investments and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year AINP returned +4.20% while IVV returned +19.59%. Year to date, AINP is up 0.85% versus a gain of 9.93% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.5% for AINP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for AINP and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AINP charges 0.36% per year while IVV charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, AINP currently yields 5.83% against 1.09% for IVV.
Holdings Overlap
AINP and IVV share 0 holdings out of 676 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AINP or IVV?
AINP has an expense ratio of 0.36% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, AINP or IVV?
Over the past year AINP returned +4.20% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), AINP annualized +4.24% vs +6.91% for IVV. Past performance does not guarantee future results.
Which is riskier, AINP or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 2.5% for AINP. Worst drawdown: AINP -2.6% vs IVV -56.5%.
Should I hold both AINP and IVV?
AINP and IVV have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AINP and IVV?
AINP and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 676 unique securities.
Which pays a higher dividend, AINP or IVV?
AINP yields 5.83% while IVV yields 1.09%, so AINP currently pays the higher dividend yield.
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