AINP vs QQQ
AINP vs QQQ
Allspring Income Plus ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. AINP offers more diversification with 171 holdings.
Side-by-Side Comparison
| Metric | AINP | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.36% | 0.18% | |
| AUM | $217M | $455.8B | |
| Dividend Yield | 5.83% | 0.41% | |
| Holdings | 411 | 108 | |
| YTD Return | +1.53% | +18.34% | |
| 1Y Return | +4.23% | +28.94% | |
| 3Y Return (annualized) | - | +25.28% | |
| 5Y Return (annualized) | - | +15.22% | |
| Volatility (annualized) | 2.4% | 30.6% | |
| Max Drawdown | -2.6% | -83.0% | |
| Fund Family | Allspring Global Investments | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 4, 2024 | Mar 10, 1999 |
AINP vs QQQ Performance
Allspring Income Plus ETF (AINP) is a ETF from Allspring Global Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year AINP returned +4.23% while QQQ returned +28.94%. Year to date, AINP is up 1.53% versus a gain of 18.34% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.4% for AINP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for AINP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AINP charges 0.36% per year while QQQ charges 0.18%. On a $10,000 position that is $36 vs $18 annually, a gap of $18 per year that compounds over a long holding period. On income, AINP currently yields 5.83% against 0.41% for QQQ.
Holdings Overlap
AINP and QQQ share 0 holdings out of 274 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AINP or QQQ?
AINP has an expense ratio of 0.36% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, AINP or QQQ?
Over the past year AINP returned +4.23% vs +28.94% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), AINP annualized +4.63% vs +13.12% for QQQ. Past performance does not guarantee future results.
Which is riskier, AINP or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 2.4% for AINP. Worst drawdown: AINP -2.6% vs QQQ -83.0%.
Should I hold both AINP and QQQ?
AINP and QQQ have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AINP and QQQ?
AINP and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 274 unique securities.
Which pays a higher dividend, AINP or QQQ?
AINP yields 5.83% while QQQ yields 0.41%, so AINP currently pays the higher dividend yield.
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