AFLG vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricAFLGIVVWinner
Expense Ratio0.55%0.03%
AUM$702M$865.2B
Dividend Yield0.70%1.09%
Holdings219508
YTD Return+14.36%+13.13%
1Y Return+22.43%+22.90%
3Y Return (annualized)+21.27%+21.08%
5Y Return (annualized)+12.57%+13.27%
Volatility (annualized)16.8%15.1%
Max Drawdown-35.8%-56.5%
Fund FamilyFirst Trust Portfolios (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionDec 4, 2019May 15, 2000

AFLG vs IVV Performance

First Trust Active Factor Large Cap ETF (AFLG) is a ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year AFLG returned +22.43% while IVV returned +22.90%. Year to date, AFLG is up 14.36% versus a gain of 13.13% for IVV.

Over three years, AFLG compounded at +21.27% per year against +21.08% for IVV; over five years the annualized figures are +12.57% and +13.27% respectively. Across the full 7-year window we track, AFLG has the edge at +13.85% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AFLG has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.8% for AFLG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AFLG charges 0.55% per year while IVV charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, AFLG currently yields 0.70% against 1.09% for IVV.

Holdings Overlap

47.6%overlap

AFLG and IVV share 181 holdings out of 539 unique holdings combined, representing a 47.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AFLGWeight in IVVDifference
NVDA7.57%7.76%0.19%
AAPL6.83%7.44%0.61%
GOOGL5.51%3.15%2.36%
MSFTProProPro
AMZNProProPro
AVGOProProPro
METAProProPro
MUProProPro
XOMProProPro
BRK.BProProPro
See all 10 holdings AFLG shares with IVV
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Frequently Asked Questions

Which is cheaper, AFLG or IVV?

AFLG has an expense ratio of 0.55% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which performed better, AFLG or IVV?

Over the past year AFLG returned +22.43% vs +22.90% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), AFLG annualized +13.85% vs +7.02% for IVV. Past performance does not guarantee future results.

Which is riskier, AFLG or IVV?

AFLG has been the more volatile fund at 16.8% annualized versus 15.1% for IVV. Worst drawdown: AFLG -35.8% vs IVV -56.5%.

Should I hold both AFLG and IVV?

AFLG and IVV have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AFLG and IVV?

AFLG and IVV share 181 common holdings with a 47.6% weight overlap. Combined, they hold 539 unique securities.

Which pays a higher dividend, AFLG or IVV?

AFLG yields 0.70% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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